Saturday, February 28, 2015

Progressive budget...


Any budget is judged in terms of its effect on demand and supply in order to achieve investment, employment and growth... There has been a push by our FM in the budget to increase investment in the economy especially by the crowd-in-effect of infrastructure, including railways... A lot is dependent on good infrastructure when the private-sector is overleveraged and facing problem of bad-debt... To improve the condition of infrastructure in the economy the government has proposed to bring tax free bonds along with a Rs 70, 000 crore investment which is good... However, how the government works-out the complete plan is yet to be seen... It has ideas, like PF funds and oversees bonds, but it needs to be implemented.... Rs 10,.000 crore has also been allocated to the railways... The government has decided to change excise duty on petrol as Road-cess and invest the money in the rail and road infrastructure... The money we will get selling gold coins could also be channelled to infrastructure... In the power sector we need more companies in production and distribution to increase supply and reduce prices... According to our Railway minister rail-fuel-cost remains high despite of lower diesel prices but high power bill... Power should be made affordable for consumption and production, too... FM has given money for many big power projects... The RBI has around $ 20 billion in gold reserves which it can put in circulation for investment... Infrastructure is a must for rapid development and will create alot of demand within the economy; demand for other things will go up...

The government’s focus on infrastructure is indeed a brightest-spot in the budget and after that corporate tax reduction from current 30% to 25% in the four-years which is also expansionary in terms of income and demand... It will get translated in lower prices of goods and services in the years to come... For this year, corporate-tax reduction should be around 1%... Moreover, reduction in duties of several products will increase their demand by becoming more affordable... However increase in surcharge by 2% on super-rich will improve the revenue... Hike in service tax to 14% will affect consumer, but will increase revenues... All the small increases in taxes here and there seem justified as long as fiscal-deficit target of the following years are concerned... The government will have less and less fiscal-space as we go ahead every year even when the economy is yet entangled in the supply-side constraints... roads, storage and marketing policies... The government is likely to find out more ways (more resources) to bridge the gap between the public needs and means...

In order to give rural population a demand boost the minister has allocated Rs 5, 000 core additional resources to MGREGA... But the budget was not very vocal about its direction, its orientation to make it more human-capital and infrastructure based... The government has given Rs 1500 crore for the skill-development of the rural youth to get them placed according to industry demand... The FM has underscored the need to match skills with job-opportunities...

The government has tried to cover all in universal healthcare and pension under the social security system...

Allocation to a number of schemes which will directly affect poor-people in terms of cash transfer... As far as demand and multiplier is concerned it is highest for poor because they spend all of the cash and save little... It will also give room to divergence of funds to other goods and services... it will increase demand...  

The government has used all levers to increase demand and investment in the economy with a push to increase infrastructure facilities...

Whenever you decrease tax it means you have given extra purchasing power to agents and they will spend-off the money on other heads... it is an incentive in terms of savings and demand... it goes viral...  

 

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