Thursday, April 21, 2016

Lower prices might happen...

In Economics the debate usually starts with variables not adjusted for inflation like nominal interest rate, nominal prices of investment assets, nominal wages, nominal exchange rate including others not mentioned here and as the argument deepens, a closer look at the situation shows that the debate always comes to a point where the description cannot be completed without real variables like real interest rate, real wages, real prices of financial assets, real exchange rate i.e. inflation adjusted values of the variables. Sometimes the economists also tend to focus majorly on nominal or market variables rather than real variables because the trajectory of growth of an economy is supported more by increasing prices or inflation rather than deflation. We generally assume higher prices or inflation as result of increase in income, demand and growth-rate; economists very occasionally presume deflation as a consequence of growth unless the economy is going through a down turn. Also, because more money supply always push inflation and expected inflation, because the quantity theory of money says so. Therefore, economists rarely try to increase real variables because they do not assume deflation as an outcome of economic stimuli. One more reason is the downward rigidity of commodity prices and services, as put by Keynes


Economist and layman never think that prices might also go down as a result of expansion. However, a central-bank does not want to favor and communicate deflation because that would stifle supply and employment by increasing the value of money and thereby debt which is expected to incentivize investment, but sometimes the economists forget that increase in the value of money would also increase the real rate of return on investment and may also decrease real cost of investment by lowering the prices of factors of production. The real-investment would be cheap and real returns could also increase. But, the policy makers never commit deflation because they do not believe that prices may fall as a result of more money-supply.


Nonetheless, it is possible to have deflationary price regime because more money-supply would lower interest rate and cost of borrowing thereby increasing supply and lowering the prices.


This is evident is most of the developed countries stuck in deflation and liquidity-trap even with so much of monetary and fiscal easing Japan, Europe, US (still the interest rate is too low to qualify for the liquidity-trap). These economies are showing a deflationary bias in their price-trajectory. Although, productivity has increased with a lower rate but the population growth-rate has also gone down which has made supply outstrip demand aggravated by recessionary and slowdown outlook in many parts of the World.


Lower price and price expectations would make people feel richer, increase real wages and demand, and growth. Lower prices may help boost demand and clear the market. Once Ben Bernake, the former FED-Chief, himself said that” little deflation is not bad”.


No comments:

Post a Comment

"Everybody is worried about rate cuts and nobody for lower interest rates on savings, when all save and few borrow..."

Growth is sacrificed when the value of the money is sacrificed because spending goes down due to inflation, and people buy less due to high ...