Thursday, March 2, 2017

Growth Dodges Note-Ban...





Yesterday the first real-GDP numbers at 7%, after note replacement, were out which showed little effect of demonetization when it fell from 7.4% that left others puzzled who expected a lower growth rate which shows that spending has been less affected, however it could be attributed to black-money splurge, people have spent their black-money which has resulted in higher spending and growth rate, they have spent (black-) money on luxuries like gold and cars whose sales have shot-up in setting the black-money. Nonetheless, lower inflation or GDP deflator may also result in higher real-GDP, although nominal-GDP and inflation have come down, but it has also increased the real-GDP which is not far from the truth that it has actually been less influenced by hit on the money-supply and demand. The prompt re-monetization as a result of measures taken by the RBI and GoI, flexibility in rules and stress on cashless transactions made the movement effective in terms of its effect on recovery from low demand, spending and lower growth-rate.



Recently Nobel laureate Amartya Sen (though) half-heartedly has admitted that promoting cashless might work, he agrees with the idea of the present government, but counts gaps which may take time to level, however... it could be learned in two days, people would learn because there is no other way to sustain... Payment with Adhar-card would help; its penetration is higher... Black-money is social-injustice because government’s ability to spend on education and health retards... Redistribution and growth might suffer, inequality would go up... Poor people’s living-standard depends on government’s income and social assets...



Demonetization and the cashless drives are to curb money on which taxes has not been paid... It is too increase tax-compliance... The less-cash economy would definitely help to reduce tax evasion... Black-money is a crime against the whole society, it affects redistribution of income by keeping it off from the banking system which lowers interest rate and increase investment and employment and wages... It has lowered inflation and inflation expectations and interest rate cut and lowered interest rate expectations... which would increase spending as soon as the cash or money-supply is restored... Consumption has only been delayed which would return or probably has already returned...



Moreover, black-money hoarders are not poor people... they have mobiles and bank-accounts... Only poor people do not have both which does not attach importance or significance to the infrastructure deficit... Poor people do not have black-money... Rich people have all the infrastructure which is likely to increase tax-collection and government spending on health and education...






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