Saturday, February 1, 2020

Budget 2020...




The FM started with the fundamentals of the Indian economy, probably pointing to low inflation and contained Fiscal deficit and Current Account… and reiterated the commitment to increase income and the purchasing power to boost demand and growth… with respect to Late Former FM Shri Arun Jaitley…


She also tried to underscore her vision and past success by numerating formalisation of the economy, adding 16 lkh more taxpayers and providing jobs to the workforce…  The FM told that the average consumer saves 4% more due to lower gst and transmission to consumer prices equivalent to 1 lkh crore… The license permit raj is behind and the economy is more market based on the forces of actual demand and supply… 


Aspiration, Care and Economic Development was on the top of mind of the FM and was the theme of the Budget… She said several millions have been lifted out of poverty and the gov-debt has been lower compared to few years back…


She presented a 16 point plan to double farmer income and tried to incentivize farming through allocation of money for water and irrigation and farm credit of Rs 15 lkh crore… The Budget sought to increase production of the fodder through MGNREGA… Investment in transportion, cold storage and warehouses was among the top priority of the agri-budget…


The Budget would provide 69 thsd crore for improving the healthcare sector… Govt intends to eliminate Foot to Mouth Disease…


Rs 99, 300 crore have been allocated for the education and Rs 3, 000 for the skill development of youth… Engineers would be updated through skills and internship programmes to increase employability..


The FM tried to contain Fiscal Deficit target between 3.5 to 3.8%...


Our FM gave tax relief to millions of taxpayers by reducing tax and altering tax bracket… Now, taxpayers with R5 lkh to 7.5 lkh would pay 10% tax, from Rs 7.5 lkh to 10 lkh would pay 15% tax, 10-12.5 lkh would pay 20% and 12.5 -15lkh would pay 25% tax… Now on average everybody would pay 5% less tax on their income… and in some cases as lower as 10%...


The FM has removed Dividend-Distribution-Tax (DDT) altogether which is a big positive for the stock market, but let LTCG tax unaltered …


The gov set a disinvestment target of 2.1 lkh crore and try to raise money through LIC IPO and disinvestment in IDBI bank which pushed related stock during the day…


Our FM also allocated a lot of money on a number of heads including steps to incentivize technology and IT… which would increase spending in the economy…


Agriculture which needs structural reforms to increase investment got maximum funds which was largely expected and would help boost farm incomes and demand and growth in the economy… Lower incomes tax and lower tax for the affordable housing could increase demand and spending, too… The FM underlined her commitment for Land, Labour, Capital and Tax reforms going ahead…


This is an expansionary budget which is likely to put money in people’s hands, especially the agriculturists and the salaried and working… 


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