Wednesday, July 31, 2013

Higher Interest Rates Will Choke Economic-Growth...


Article;
Policy makers running out of time options on rupee.

Comment;


Subbarao is right when he says that he does not target any exchange rate but his job is to rein in volatility and inflation. The rupee is already undervalued and its value will slowly converge to its true value, around Rs 75 (an expectation). The rupee is depreciating because the American central bank is planning to withdraw its $85 billion stimulus which has sent yield on American bonds up which has made them more attractive compared to the Indian debt and equity. The Indian government is trying to bring dollar denominated bonds which can help borrowing dollars to finance the CAD which I think is not a bad idea in the short-run but in the long-run we need to increase exports to pay for imports. A low foreign exchange reserve and demand for dollars has also put the Indian rupee under pressure. It is an irony that the central bank has put hold on investment by not reducing interest rates and we want higher foreign investment just to finance the CAD. We do not need to increase interest rates since interest rates in INDIA are already high compared to the US and it will choke the economic growth. And, only economic growth -more production of goods and services- can lower demand for imports. We desperately need to increase production of goods and services to reduce imports and increase exports to pay for imports which is only possible if interest rates come down. But we have paused, as long as, stability in the foreign exchange market is restored…

No comments:

Post a Comment

"Everybody is worried about rate cuts and nobody for lower interest rates on savings, when all save and few borrow..."

Growth is sacrificed when the value of the money is sacrificed because spending goes down due to inflation, and people buy less due to high ...