Sunday, November 3, 2013

More rate hikes likely...


Article;
May have done enough on rate hikes watching economy -Raghuram Rajan.

Comment;
Supply-side issues should entice our new Gov as the possible answers to our economic woes since he is a “Supply-Side economist”. Rajan should have helped the economy’s growth-rate by removing supply-side bottlenecks for food and infra in his CEA avatar but he could not help much under the government pressure because the government needed food-grain for its Food-Security-Bill (populism)… In his new avatar he is supposed to increase supply (G&S) by managing interest rate and money-supply, but, inflation has made his task a little cumbersome…  How we can say that we are done with the interest-rates when the CPI is far high than our target…?  We need to increase short-term rates at least 500 bps if the inflation is at 10 % [but actually it is over (CPI)]... But, the Governor is hesitating to increase short-term rates because the Industry wants rate-cut to produce and earn profits, but, we forget that the hike in interest-rates is also increasing the capitalists’ income by increasing interest rate on his savings if he is not investing... Actually, in theory we assume all savings are identically invested, not completely true. Therefore, a hike in interest- rates will benefit Industry is the same manner it will affect others, higher return on savings, their income will increase… (i think) it is the right time to make our interest-rate regime attractive (as Rangarajan says)… I think he should not feel hesitation in increasing interest rates. It will help all, in form of lower prices too…

No comments:

Post a Comment

"Everybody is worried about rate cuts and nobody for lower interest rates on savings, when all save and few borrow..."

Growth is sacrificed when the value of the money is sacrificed because spending goes down due to inflation, and people buy less due to high ...