Sunday, August 13, 2017

Other problems facing the INDIAn Economy...






Few days back the Chief-Economic-Advisor Arvind Subramanian presented the Second Volume of the Economic Survey which presented an overview of the economy against the context of demonetisation and tax-reforms such as GST which painted a picture of negative expectations about growth in the short run and calls for achieving the potential in the medium to the long-run through using all the levers the RBI and the Government have.The broadening of the tax base and the greater formalization of the INDIAn economy are likely to keep fiscal deficit under the target and improve the quality of spending. Tax is a power-full tool of redistribution, it is often taken from the rich and is spent on public works and wages which means given to the poor, therefore it is important that everybody pays its due taxes, however redistribution of income and wealth according to the productivity has had been the objectives of the economic-policies so that it increases genuine demand and supply and growth.  If the Narendra Modi government has to end up fight against black money and corruption it should make transactions with the bank accounts compulsory... For children and spouses too... He might try a deadline of eight months to induce or incentivize transaction from the banks accounts... It should try to end cash completely... Not a single rupee should be transacted out of the banking system... It would do a great favour for the poor public who are dependent on the state revenue... It would increase the tax collection... It would also help in 2019 elections... This time we would not need demonetisation... but the will to reduce cash transactions with proper incentives in 8 months... Why people would like to carry cash when it is possible with JAM (Jandhan-Adhar-Mobile)... Money would be more secure while transacting direct from the bank accounts... It might try no pin code for transaction below a certain amount like 100 Rs... which might reduce time consumed in digital transactions... It should try to make bank transactions simpler...





Businesses should start production and accumulating inventories during low inflation slowly... Everything would be cheap except borrowing, as the case in INDIA... Interest rate cut expectations might not materialize as expected due to uncertainty... Lower cost of production might help increase margins... Lower borrowing cost would reduce average cost of production... However, lower inflation and inflation expectations might increase rate cut and rate cut expectations, but exactly how much nobody knows...If investors could form same expectations on the basis of data it would profitable and less risky... You must think what others think... The expectations that form around a stock increase its demand and price... Investor should try to gauge demand... It is more profitable when you buy low and sell high... Corrections are time to buy more...If there is discrepancy in public expectations and Monetary-Policy-Committee (MPC) expectations due to lack of communication, signals might be misread... Expectations are formed by the right communication... Monetary policy signals must be loud and clear to achieve the outcome, for example more investment... Gap in expectations might increase uncertainty... Like happened before, investors are holding back when the RBI is signaling more investment... The RBI has tried no rate cut and expectations, but lower inflation and interest rate and expectations might delay spending decisions... There is a big difference in the RBI''s expectations and people expectations... Differences in information might lead to different expectations... Unemployment benefits or insurance would help flexible labour laws, easing hiring and lay-offs would also give business flexibility ... However, jobs and wages must be attractive enough to reduce voluntary unemployment...





Chinese would never engage in a full-fledged war with INDIA because war is expensive, ofcourse for the both sides... INDIA should not attack first and if China does it INDIA should give a full blow to teach China a lesson... INDIA should utilize the time to find Chinese weakness... and get prepared for any contingency... The problems would be the same on both of the sides... It would also disrupt China and would increase unproductive spending on war just for the Chinese show-off... However, import substitution is a better strategy to create more employment and deal with Chinese hooliganism... INDIA shouldn’t allow imports that it can produce at lower prices... Tariffs might incentivize local production too... It is upto to INDIA what it chooses to do... It is just how you will achieve full-employment and full growth...It is important to protect domestic employment against undue depreciation which is a short term measure to increase export demand... It is unjust because the competitiveness is gained by devaluing domestic currency instead of increasing productivity and lowering the prices which might stoke retaliation and increase domestic unemployment... It is also not good for the devaluing country because inflation and expected inflation increases nominal exchange rate but reduces domestic real wages and imports which means reduced overall demand... In a way devaluing country is giving money to consumers to buy its product which is an awkward way of increasing price competition and increase market share... People would always object depreciation... Depreciation is a form of undue price competition which might force some out of the market which also forces others too to follow suit or fail... It results in currency wars and inflation and higher interest rate which may put break on demand and growth and global growth...


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