Friday, November 24, 2017

The Insolvency and Bankruptcy Code (IBC)...





The process should be wary of diluting assets which are likely to revive with demand and growth...


If refinancing or restructuring could make them working it should be the priority...


We should not forget that the economy is yet to fully recover from the previous downturn and disruptions which might turn the investment with growth in the economy...


The attempt to resolve bad debt in a hurry for recovery in banks might negatively affect the medium term demand and growth...


Restructuring of loans for which could revive with growth and become viable should be given time...


Like fiscal austerity during slowdown would further deffect growth, harsh austerity of banks would destroke jobs and growth...


Bank cleaning might sell assets which might still have some scope...


Banks should clean the longer term bad loans first or older bad loans... They have also a responsibility to save jobs too...


Recapitalisation was urgent because it would increase banks'' capacity to deal with bad loans and lending capacity...


Even to refinance and finance at lower interest rate to already sick units that could recover...


Long run is uncertain but still could have some probability to make the bad, the profitable...


Let the growth bring back that would separate good from bad...


More resources during high growth would help consolidation too...

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