Who can spend, does not need State support...

Who can spend, does not need State support... It would be a wasteful expense... Reservations, for labour and capital, are a trade-off to make the worse-off well-off, economically backward and stagnant business should be given cheap skills, so that it increases productivity of the business economy… More spending on education, skills, innovation would help… 

Public-STockholding should be able to curb too much volatility and protect real wages share in the revenue... The problem is that even when productivity has increased real wages have been held back to 70s in the name of competitiveness, by cutting it with inflation, and exports... which is against the ECONOMICS of equality, despite unions... It is against the productivity theory and wage-profit-share and the demand-supply theories... 

The data gap is real... Transactions from bank accounts would help track spending data... Transactions from the bank accounts directly for income and spending would help account money... Not a single paisa should be given space to go lose out accounts... The Spending is important for managing wages/income/profits and demand-supply and growth expectations… 

Two heads won't work... It is true that the Politicians have lost credibility and to extent the central bank, too... Inconsistency raises question against politics... discrimination degrades value... 

The words around money are quite right... that…value of money might increase due to lower borrowing cost and prices... Other things remaining constant, if borrowing cost goes down, it would increase demand supply of credit/debt -- wages/incomes/profits and growth expectations... 

Negative rates or real rates could help increase debt, consumption, investment, employment, demand, then supply and growth and a little positive credit, savings, then investment, employment and consumption and supply, and then demand and growth, both through multiplier, which would result in real trade cycles, between higher real investment and real savings... Other real prices or inflation adjusted prices or real bond yields and prices and real interest rates, real wages and real exchange rate in the economy are free to move according to demand and supply or wages/incomes/profits, consumption and savings and investment...